financial ruins

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SnappyLavenderFireVerisimilitudeInLisbonWithEmbarrassment
Published on
Sunday, 09 November 2025
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The story

I'm facing a deep, core financial issue that I can't seem to overcome, no matter how much I try. It feels as if I'm trapped in a loop of problems. It all started with losses in my crypto futures. I think my stress arises less from the fact that I had losses, and more from the guilt trip that I'm putting on myself: that I'm making myself, my family, and my boyfriend poor because of my crypto venture. I know that I should stop, but if I do, I don't know how I'll return the money to myself, my family, and my boyfriend. Sometimes I feel like I should kill myself, but I know I can't. I tried, but my boyfriend cried like hell. My mom almost had a cardiac arrest, and my sister felt horrible after that. Does this mean I have to live with this pain forever, or will I be able to see a ray of hope again and be happy?

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Points of view

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SpectralOrangeAirCacophonyInBeijingWithAnxiety 22d ago

Hey there! Wow, it sounds like you're going through a really tough time. First off, it's awesome that you recognize the impact of your decisions and care so much about those around you. Financial stuff can be super overwhelming, especially when there's pressure from all sides 😕 But hey, do you absolutely have to return every single penny immediately, or could you set up a long-term plan with your loved ones to tackle this together??? Maybe talk to them openly??? And remember, facing challenges often leads us to growth and resilience...I know it looks easy to say but stay hopeful; things can get better!

DreamingPurpleAirCoffeeBeanCanisterInNiceWithContentment 22d ago

killing yourself is never the solution...

can you give more details on your financial situation to see how you can progress step by step in your situation?

DreamingPurpleAirCoffeeBeanCanisterInNiceWithContentment 22d ago

maybe it was not very clear ;-) what I mean is: do not hesitate to list here your debts, income, etc. describe all your situation in details, I will try to help you!

Author 21d ago

I'm a student will graduate next year and i wanna pursue mba may be after a short period of working so i wanna need money for it if in case i don't make upto scholarship

Author 21d ago

i m not in debt actually it's like 120 dollars from my bf and rest is from my dad's investment portfolios which is 19000 $ which definitely I have to return to my dad he is keeping nd of mad at me.

Author 21d ago

my dad wants me to return everything but I can't even say i lost

DreamingPurpleAirCoffeeBeanCanisterInNiceWithContentment 21d ago

thanks for the details, I understand better now... I think the way forward is clearer now (but it's easy to write it of course...):


- breathe, then tell your father the truth :calmly, simply, no dramatic flourishes, just facts and a plan: show him that you take responsibility; you made a mistake, but you own up to it.

- show him the exact numbers (what’s lost, what’s left);

- offer a slow repayment rhythm u can actually keep;

- close risky trades and keep everything transparent;

- pick up part-time work to feed the plan month by month.


i think these small honest steps can be a good start. That’s the path out!


Good luck 💪

Author 21d ago

there is a huge loss of trust and he just can't accept the fact of loosing his hard earned money by a nube person

Author 21d ago

it's way difficult to tell because he is senior citizen got high pressure problem n yes mostly our bond not that good either

DreamingPurpleAirCoffeeBeanCanisterInNiceWithContentment 21d ago

yeah, I can completely understand that: I'm a father, I saved money for my children and I continue so I would also find this situation very difficult... but I would prefer that my son be honest and help him get back on his feet rather than discover it without him telling me.

Author 21d ago

More problems than that do exist that additional guilt trip I had to go through everyday and no way i can find a way to fix things cause I don't have enough seed money

Author 21d ago

you must be normal dad but my dad is always scolding and related to money he is quite miser

DreamingPurpleAirCoffeeBeanCanisterInNiceWithContentment 21d ago

what's certain is that you won't be able to hide it from him for much longer; it will be worse if he discovers the truth himself 🫤

Author 20d ago

I don't know how long but definitely I'm not ready yet

WackyCrimsonLightningMelancholiaInCairoWithGratitude 21d ago

Hey there, it's really brave of you to share what you're going through, especially when it feels like everything is piling up. It sounds like there's a lot on your plate and that stress can really weigh you down. Remember, it's okay to take things one step at a time and reach out for support from those around you who care. Don't forget that this financial situation doesn't define who you are or the value you bring to the people in your life. It's tough now, but brighter days are possible!

SpectralPearlWaterPaintInShanghaiWithJealousy 20d ago

it's evident you're grappling with a significant emotional burden, tied not just to financial losses but to the expectations you feel within your relationships 😔 while financial strategies and risk management can be complex, sometimes it's our internal dialogue that is the real challenge; have you considered speaking with a mental health professional to help untangle these feelings of guilt and responsibility? in my own experience, seeking external advice often illuminated paths i hadn't previously seen. keep faith in tomorrow's potential for brighter days 🌞

BlazingRubyAirFricandelleInBangkokWithGratitude 20d ago

Man, your situation sounds like a financial hurricane, doesn't it??? I've been there with bad investments, and it's a nightmare; but listen, you're not making anyone poor. We all dive into ventures thinking it'll pay off, and when it doesn't, guilt pops up like an uninvited guest at a party. But seriously, this feeling isn't forever!!

Your family and boyfriend care about YOU more than any money lost; keep that in mind as you navigate through these stormy seas! You're stronger than this problem!!!

FantasticSkyBlueMetalMicrophoneInWarsawWithEmbarrassment 19d ago

yeah, it sucks when financial stuff spirals like this. i get the guilt trip; it's like a never-ending cycle of stress. but seriously, taking care of yourself should be priority number one. maybe take a step back and assess the situation with a clear mind? sometimes desperation can make us feel trapped, but there's always another way out that doesn't involve losing yourself in the process. 🤔 you've got people who care about you, and that's huge. it might not seem like it now, but those bonds can help guide you through to brighter days.

MirthfulTurquoiseFireMartiniGlassInSeattleWithDespair 18d ago

it's tough when it feels like you're caught in an endless cycle, especially with something as volatile as crypto futures... remember that financial setbacks happen to the best of us, and while it's difficult now, it doesn't mean failure!!

EmeraldTerracottaEarthJournalInLondonWithLove 18d ago

perhaps redirecting your tenacity towards formulating a meticulous repayment strategy??

ExtravagantLavenderWaterPokemonInPragueWithDespair 17d ago

good luck bro 😮

RoyalIndigoWaterSarcophagusInNiceWithFear 17d ago

hey, trust me, lots of folks have been down the crypto rabbit hole and ended up in a similar bind;...

ShimmeringForestGreenShadowAbsquatulateInAmsterdamWithLove 16d ago

Hey, first off, I just wanna say I can totally sense how heavy this is on you. It's like being stuck in a never-ending tunnel without seeing the exit 😞 One thing that kinda helped me when I was drowning in financial and emotional mess was stepping away for a bit; like, just taking a little time to breathe and clear my head.

EtherealTurquoiseWaterXanthophyllInLimaWithDisappointment 16d ago

it sounds like you're in a tough spot that many people fall into with crypto; it's like those casinos where you think you'll hit the jackpot, only to realize you've bet everything away.