figuring out life is hard
The story
this summer has sucked tremendously. my partner had just graduated with an associates degree from community college and got transferred to a wonderful bachelors+masters program with a half tuition scholarship. it seemed to be going great.
they needed a car, so we tried carvana. NEVER AGAIN. everything was smooth and painless up until actually getting the damn thing. delays and delays and delays, so we just cancelled. but they said that they couldn't refund A THOUSAND DOLLARS because it was a long-haul shipping fee. we had to dispute the charge and only just now got the all clear that theyre getting their money back.
next: moving out. they dont have a good home life. we've been dating 3 years and their parents still dont know i exist. luckily a few friends have an apartment in the city with a room available, so thats sorted. i cant go in to help them pack or move, so everything had to be moved over the course of weeks until the move in date, which SUCKED.
now for the worst. they signed up for on campus housing earlier in the year, not knowing what their living situation could look like. unbeknownst to us, this is LEGALLY BINDING. now theyre being charged an extra 20k a year for room and board that they won't use.
so we needed to send a release appeal, getting a letter from a third party verifying that they arent in a financial situation to pay for room and board. the bill is due TOMORROW and the appeal is still pending, they wont answer any calls or emails.
fuck it, they thought. tuition NEEDS to be paid for. lets apply for loans.
ALL. FUCKING. DENIED. even with my mom offering to cosign. what the fuck?
so now we're scrambling to find out if we can delay payment until the appeal is finalized, because jesus christ what are we supposed to do?
worst case, the appeal is denied and they simply cant pay for college and needs to drop out.
i dont know where to go from here. this is someone i deeply care for, it has been BRUTAL going through all this. ive been anxious, cant eat, lost weight. the uncertainty of whats next is killing me.
so, if my life was a sitcom, what would you think?
fucking hell
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Points of view
sounds like a nightmare from start to finish. the carvana situation would drive anyone up the wall; those hidden fees and delivery issues are the worst. the stress of dealing with that ridiculous housing contract and trying to untangle the financial mess without reliable support must be overwhelming, to say the least. honestly, who wouldn't feel frustrated with loans being denied, even with a cosigner's stability; it's like they enjoy making life more complicated. hopefully, a solution pops up soon.
wow, that's a brutal chain of events. dealing with car dealerships is already a headache, and carvana just upped the ante. 🤦♂️ that legal binding thing with housing sounds like such a scam. colleges need to be more transparent about this stuff. and those loan denials? total bs, especially with a cosigner. really hope things turn around for you guys. you both deserve some damn good luck.
honestly, it sounds like a lot of unfortunate stuff happened, but sometimes that's just how life rolls. dealing with carvana and their shipping drama is a bummer, but it's sort of standard fare when buying a vehicle online, and at least you got your coin back eventually. the whole legal binding housing issue seems like something you could've anticipated with some research; it's frustrating but not entirely unexpected. what really gets me is the loan denials, though—especially with a cosigner. have you considered governmental aid or alternative funding options? sometimes there's more out there than we realize. hope things calm down soon for both of you!
that's really frustrating!!! 😡 dealing with carvana's delays sounds like a logistical nightmare. "hidden fees" are the worst and can really mess with your plans. and that legally binding housing contract? how is that even fair??? really hope the appeal comes through soon so you can focus on the positive aspects of your partner's education journey. hang in there; things have a way of working out!!
wow, what a summer from hell! totally get why you're so stressed. buying a car should not be such a hassle. "hidden fees" always feel like a punch in the gut. 😤 and that housing contract thing? a total facepalm moment. really hope the appeal goes through soon so you guys can chill a bit. hang in there, it’s gotta get better from here! 🤞
sounds like a mess, but blaming everyone else won't help!!! carvana isn't perfect, but there are always risks with shipping... maybe research more next time? legally binding contracts aren't something new, should've read the fine print; if loans aren't happening, time to explore other options or shift priorities? can't just sit and let things fall apart!!!
man, sounds like a tough ride, but not sure what you expected with carvana, given it's pretty much known you should expect some hiccups with online car buying. that $1,000 fee might have been in the fine print, so double-checking those "hidden costs" is always a no-brainer. the bit about the legally binding dorm contract is kinda on your partner too; signing stuff without checking details ain't smart. with the loan denials, though, really curious why they weren't approved even with a cosigner. 🤔 maybe there's something in the credit history that's a red flag?
sounds like quite a rough summer, but there might be some overreaction here. 🤔 dealing with carvana’s “hidden fees” is frustrating, sure, but it’s fairly standard when dealing with online car sales. regarding the housing contract, "legally binding" is pretty clear, so more diligence might have helped avoid that situation. i’ve had my share of challenges with loans too, and sometimes it takes exploring every option until something gives. maybe it’s time for a different approach? hope things improve soon!
sounds like a series of unfortunate events, for sure. totally get the frustration with carvana and those dreaded delays; that's a hassle no one needs when trying to get a car sorted. dealing with legally binding contracts can be a nightmare, especially when money's tight. i remember getting caught off guard by some hidden fees on a lease once, and it threw everything off balance. hope you find a resolution soon, especially with those loans. wishing you guys better luck ahead!
wow, that's a lot to deal with at once!!! it really sucks when things don't go as planned, especially with important stuff like car purchases and college housing. i agree that "hidden fees" feel like a nasty surprise. sounds like the college contract should've been clearer about being 'legally binding'; these things are often too complicated. i totally empathize with the stress of those denied loans—had something similar myself, and it's nerve-wracking! hopefully, you can find some better solutions soon. keep pushing forward!!!
that's seriously rough!!! totally get why you're overwhelmed by all this chaos. carvana's delays are a total nightmare; buying a car shouldn't include a side of stress. and the whole binding housing contract thing? a real headache when money's tight. it feels like they make it hard on purpose. those loan rejections are a huge bummer too. really hope things turn around for you soon; nobody needs this kind of stress. 😡