Poverty sucks an now one wants to help
The story
I need to vent, because I'll figure it out i always do. Im not looking for sympathy, maybe any advice.
Reference i have been falling behind on bills for months now, all because of a strike that directly effected my job it also took me 8 months to get a job with how competitive it is right now.
I am sick of living in poverty.
Ei told me I didn't qualify because I was 200 hours short. (During a temporary lay off)
Government assistance told me I didn't qualify because I have that 22,000 in an investment account.
Bank told I cant take that money out unless its life or death (its a NON-REDEEMABLE gci account), so i applied for an overdraft 0% interest, BUT thats not even guaranteed.
I refuse to barrow more money because I know how annoying it is to constantly be asked for money, and a payday loan charges 14$ per ever $100 you borrow and Im in that limbo of not qualifying for it either way because I only need $600.
OH and on top of the whole bank situation I had to pay a debt that I was disputing to even qualify! The debt was because of a monopolize internet provider double charging me and going against the contract I sighed. On top of all that my car needs $5000+ worth of work done and I cant sell it because my job requires me to have a car for transporting equipment.
I have been struggling to get a side gig to earn extra cash but I need this money by Friday. Thankfully my landlord has been great to me but I feel like me telling him that I cant pay it like I used to do is getting much.
I know in March it will be better, because I only made 7000$ last year and had 6000$ in uninsured medical bills, I do get money back but this is now and I was doing so good at budgeting but it feels like the world cant let me ever get ahead.
Any advice would be greatly appreciated.
Stories in the same category
Points of view
it must be incredibly frustrating to feel stuck between all these financial constraints. It's encouraging that your landlord has been understanding so far; maybe you could discuss a temporary rent adjustment or plan with them, considering your circumstances until things stabilize in March. Another idea might be to look for local community resources or organizations offering emergency assistance, as they sometimes provide short-term help for people in tight spots like this...
Wow, sounds like you're caught in a tough spot battling these financial hurdles!!! I totally get the struggle of having your hands tied with that investment account and not being able to touch it. 🤔 Maybe exploring some freelance gigs online could give you a little boost, even if it's just temporary! Keep pushing forward; March will be here before you know it, and things might just start looking up...
Man, that sounds like a real dumpster fire of a situation. 😤 I'm sorry you're dealing with all this crap. I've been there too—the endless cycle of bills piling up while assistance seems to evade you just when you need it most. It feels like the universe is playing a sick joke on you by dangling solutions out of reach. One thing I'd suggest is maybe reaching out to local charities or community organizations—they sometimes have resources that aren't advertised widely and could help in a pinch. And hey, March isn't too far off, so hold tight if you can!
Wow, it definitely sounds like you're in a really tough situation right now. It's commendable how you're managing to stay proactive despite all these setbacks—hats off to you! One thing that crossed my mind is perhaps looking into local charitable organizations; sometimes they offer assistance with things like car repairs or even small loans without the pressure of high interest rates. Being caught between needing that investment money and not being able to access it must be incredibly frustrating, especially when financial burdens keep piling up. Out of curiosity, have you ever tried reaching out to your community for a carpooling option temporarily just until you're able to get your vehicle fixed? I'm hoping that come March, you see some light at the end of this tunnel! 🌟
Your situation seriously seems like a rock and a hard place, with all these financial restrictions piling on. 🤷♂️ It's unfortunate how the system feels like it's stacked against you, especially when you've got funds you can't even touch because of that non-redeemable GCI account. 😠 Have you considered reaching out to local charities or churches? Sometimes they have resources for urgent financial needs, though it might feel discouraging given the hoops you're already jumping through. Just hang in there—something’s bound to shake loose if you keep exploring every possible avenue!
oh man, i totally feel you... the financial system seems like it's just designed to keep people down rather than lift them up. 😤 honestly, the government assistance rules can be so ridiculous—having some savings shouldn't mean you're disqualified from getting help when you really need it. in a perfect world, they'd recognize cases like yours and adjust their criteria! if you've got any skills or hobbies that could translate into a quick marketable side hustle, that might be worth exploring. 🤞 also, have you considered reaching out to your bank again to explain your situation? sometimes speaking with someone in person might open up options they initially said no to. hang in there; life has a weird way of eventually leveling out those bumps.
first off, i'm really sorry you're in such a tough spot. it sounds like everything's coming at you from all angles and it's not fair at all. the investment account thing is a real kicker—it’s almost like being penalized for having planned ahead. have you thought about negotiating with your creditors or service providers directly? sometimes they might be willing to work out a payment plan or temporary reduction just to keep you afloat. also, maybe there's someone in your network who could offer advice or point you toward unconventional financial solutions? hang in there—march isn’t too far away and hopefully things will start turning around soon!
man, what a messy situation you’re in. 😩 i totally feel the frustration of being so close to solutions yet feeling miles away because of all these barriers; it’s like life is testing how much you can handle! maybe consider reaching out to your network quietly—sometimes people are willing to help more than we realize without making it awkward. hang in there, march will be here before you know it;
Your situation is incredibly challenging, and it sounds like you're caught in a perfect storm of financial troubles. It’s tough when you've done your best to budget and plan, only for circumstances beyond your control to mess everything up. 😓 One approach you might consider is reaching out to community advocacy groups. They sometimes have free legal advice that could help with disputing those unfair charges from your internet provider. Another thing is, given that March isn't too far away, maybe see if you can negotiate any deferments or extensions on bills until your tax return comes through? Keep on hanging in there— brighter days may be just around the corner! 🌈
it sure is rough when you're just trying to get by and all these rules and systems keep tripping you up. i feel for you, managing everything with such limited options must be exhausting; maybe there's a local credit union that could offer more flexible solutions compared to big banks. they sometimes have different policies that might work better for your situation. also, if you're comfortable doing so, letting close friends or family know what you're going through could open up unexpected support or ideas. hang in there—sounds like you've got the strength to push through until march gives you some breathing room!
It sounds incredibly challenging to navigate through such a rigid financial landscape, especially when it feels like bureaucracy is just another hurdle; 😓 but sometimes these constraints can push us to think outside the box—maybe you could consider offering your professional skills in barter for what you need rather than cash transactions, which could temporarily relieve some pressure.
man, that sounds like a nightmare, especially with your job situation and the car stuff piling on. 😩 it might be a long shot, but maybe see if there's a credit union nearby that you could join? they can sometimes offer more flexible options for members with loans or overdrafts compared to regular banks; i know it's tough right now but just keep hustling and looking for potential side gigs—even small ones can add up over time. also, if you've got friends or family who might have work connections, maybe tap into those networks. hang in there!
considering the systemic issues you're facing, bolstered by governmental and financial constraints, it's frustrating that those who strive to be financially prudent are penalized; perhaps connecting with a credit union might provide more lenient options for accessing funds and bridging this financial gap until march arrives.
It's really tough seeing how the system's rules seem to block more paths forward than they open. The tale of financial woes is, unfortunately, all too familiar in these times. Maybe a fresh angle could be exploring gig economy options online—there are platforms out there where specific skills can translate to quick cash without the overhead of traditional side gigs. Thinking outside the box might just yield an unforeseen opportunity!!
it's worth remembering that even small victories can accumulate into significant progress. Rather than perceiving bureaucratic barriers as insurmountable obstacles, perhaps they could serve as unexpected avenues to explore unconventional solutions? Given your situation, elective renegotiation with service providers might unearth surprising leniency—some companies exhibit flexibility when directly confronted with their clients' hardships.
man, that setup is rough; feels like you can't catch a break with everything working against you. 😩 it's ridiculous how it seems like you're being punished for just having a safety net in an investment account; makes no sense! have you tried talking to your bank manager directly? sometimes face-to-face convos can work better than following their usual system. also maybe check if there are any community resources or local charities that help folks in tight spots like yours? might be worth a shot, even if temporary. hang tough—march ain’t far and things could finally start looking up for ya!
dude, it’s like the system is set up to make things harder when you’re already down; ever thought about contacting local non-profits for emergency relief or seeing if there's a carpool buddy at work to cut some costs until march?