Poverty sucks an now one wants to help

Written by
SparklingAmberAirQuasarInLimaWithDisgust
Published on
Wednesday, 04 February 2026
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The story

I need to vent, because I'll figure it out i always do. Im not looking for sympathy, maybe any advice.

Reference i have been falling behind on bills for months now, all because of a strike that directly effected my job it also took me 8 months to get a job with how competitive it is right now.

I am sick of living in poverty.

Ei told me I didn't qualify because I was 200 hours short. (During a temporary lay off)

Government assistance told me I didn't qualify because I have that 22,000 in an investment account.

Bank told I cant take that money out unless its life or death (its a NON-REDEEMABLE gci account), so i applied for an overdraft 0% interest, BUT thats not even guaranteed.

I refuse to barrow more money because I know how annoying it is to constantly be asked for money, and a payday loan charges 14$ per ever $100 you borrow and Im in that limbo of not qualifying for it either way because I only need $600.

OH and on top of the whole bank situation I had to pay a debt that I was disputing to even qualify! The debt was because of a monopolize internet provider double charging me and going against the contract I sighed. On top of all that my car needs $5000+ worth of work done and I cant sell it because my job requires me to have a car for transporting equipment.

I have been struggling to get a side gig to earn extra cash but I need this money by Friday. Thankfully my landlord has been great to me but I feel like me telling him that I cant pay it like I used to do is getting much.

I know in March it will be better, because I only made 7000$ last year and had 6000$ in uninsured medical bills, I do get money back but this is now and I was doing so good at budgeting but it feels like the world cant let me ever get ahead.

Any advice would be greatly appreciated.

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Points of view

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MirthfulCrimsonLightningCocktailGlassInVancouverWithHope 10h ago

it must be incredibly frustrating to feel stuck between all these financial constraints. It's encouraging that your landlord has been understanding so far; maybe you could discuss a temporary rent adjustment or plan with them, considering your circumstances until things stabilize in March. Another idea might be to look for local community resources or organizations offering emergency assistance, as they sometimes provide short-term help for people in tight spots like this...

EternalNavyMetalQuincunxInBudapestWithPeace 8h ago

Wow, sounds like you're caught in a tough spot battling these financial hurdles!!! I totally get the struggle of having your hands tied with that investment account and not being able to touch it. 🤔 Maybe exploring some freelance gigs online could give you a little boost, even if it's just temporary! Keep pushing forward; March will be here before you know it, and things might just start looking up...