At 46 years old, I find myself in a pivotal phase of life, contemplating moving in with my partner of five years, a 57-year-old man. As my children from a previous marriage have recently moved out, the practicality of our living situations has become a topic of discussion.

My partner owns his home outright, while I'm still paying off a mortgage on mine. His house is larger, making it a sensible choice for us to move in together. The plan would involve me renting out my property, which should bring in about $600 each week.

However, when we discussed how to handle our finances together, he proposed that in addition to splitting all household bills and the cost of groceries, I should also give him 50% of the income I earn from renting out my home. While I understand and agree with sharing the bills, the idea of handing over half of my rental earnings didn't sit right with me, especially since he doesn't have a mortgage to worry about.

He explained his reasoning by stating that he wanted to prevent any feelings of being taken advantage of should our relationship end. His idea of fairness was a straight 50/50 split in all aspects, including income that I would generate independently from him.

To me, this arrangement feels disproportionally in his favor, almost like an 80/20 split. If I were to agree to his terms, I could be paying roughly $150 a week for rent in addition to covering half of all other living costs. Comparatively, I am only comfortable with contributing a maximum of $150 total per week for rent, bills, and groceries. Given that my income is around $75,000 annually, and his is about $85,000—half of which he earns from another rental property—it seems he is positioned to benefit far more from this arrangement than I am.

Imagining this scenario unfolding on a reality show, the audience might be split. Some viewers could sympathize with my hesitation and sense of unfairness, echoing that love shouldn't be so transactional. Others might side with my partner, advocating for his approach to protect his assets and maintain an equal footing in the relationship. No doubt, it would spark a heated debate among fans and critics alike, especially given the complexities of blending lives and assets in later life.

Am I unreasonable for resisting the idea of giving up half my rental income to him?